Savings Estimator
Plug in your numbers. We'll show what a dealership typically makes on a buyer with no one in their corner — and how much of that stays with you when you hire us.
Dealer reserve here is the extra interest the rate markup generates across the loan term. F&I product margin figures come from conservative industry composite data (NADA). The price negotiation gap reflects the typical spread between what an unassisted retail buyer pays and what a prepared buyer armed with wholesale cost data and competing dealer offers pays — modeled at 5% of vehicle price per industry composites. Actual savings differ from deal to deal.
Disclaimer: These figures are illustrations, not a promise of savings on any particular transaction. Real dealer profit, rate markups, and F&I product costs depend on the dealership, lender, vehicle, credit profile, and market conditions. Meridian Auto Advisory is not a lender, a dealership, or a financial advisor.
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Tell us what you're shopping for. An advisor will be in touch within one business day to walk through how we help you hold on to dollars that would otherwise stay at the dealership.